The Foreign Service Journal, April 2023

THE FOREIGN SERVICE JOURNAL | APRIL 2023 5 April 2023 Volume 100, No. 3 Retirement Supplement 47 Reviewing Your Retirement Plan: 12 Things to Do By J o h n K . Na l a n d 22 Playing Catch-Up with China’s Fintech Strides The evolution of financial technology will likely determine the future of money, not to mention the world balance of power. China’s work on digital currency is a pointer. By Ya ya J . Fa n u s i e 27 What Should We Know About Digital Currency? In this Q&A, Crypto Council for Innovation CEO Sheila Warren offers a primer on newly emerging, complex financial technologies. I n t e r v i ew w i t h Sh e i l a Wa r re n Focus on Digital Currency: A New Frontier for Diplomacy Feature 31 Losing the Peace in the Central African Republic How the international community spent its way to losing the peace— and opened the door to Russian mischief—in the Central African Republic. By L a u re n c e Wo h l e r s