54 JUNE 2024 | THE FOREIGN SERVICE JOURNAL age 21, consider opening an account with your banking institution to access and review their finances without requesting permission. One Foreign Service mom said this helped her to have a conversation about how paying $40 for a GrubHub or UberEats lunch every two days instead of using the prepaid meal plan at the school dining facilities might be the reason why the student did not have any money by the end of the month. 5. Birth Certificate. 6. Driver’s License, Passport, or Other Photo ID. 7. Digital and Hard Copy of Emergency and Other Important Contacts. 8. Medical Records and Insurance Card: Most insurance plans allow the employee to cover their dependents up to age 26. Universities also offer health insurance plans, but those can be expensive, and many provide the same services that your student can access under your existing plan. When we forgot to opt out of the university insurance plan for our oldest daughter’s first semester, the mistake cost us an additional $1,600. 9. Official School Records and Documents: Make sure they bring official records the university requires. Keep in mind, some of those forms may need specific information and parental guidance to fill out. The Family Educational Rights and Privacy Act (FERPA) is a federal law that gives parents the right to access and amend school records and protect disclosure of personally identifiable information from those records. If you want to retain this access—not all families do—once your As we prepare our children to head off to university, we must also remember the important legal documents they should have in their possession. EDUCATION SUPPLEMENT
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