Home for the Holidays. Savings for the New Year. Move into a new home for less this holiday season. @ Flexible Loan Options Explore our wide range of mortgage solutions, including our U.S. Homebuying Program for members living abroad. Competitive Rates Secure the best rate possible through our competitive rates and a no-cost 60-day rate lock. Limited-Time Mortgage Savings Simplified Digital Experience Apply online, upload documents securely, and manage your mortgage journey with ease. $1,000 Receive up to $1,000 toward closing costs when you finance a new home with SDFCU.* OFF STATE DEPARTMENT FEDERAL CREDIT UNION Offer ends December 31, 2026. Make Your Move Before the New Year. Apply Today. *Borrowers may receive up to $1,000 toward closing costs on eligible mortgage loans originated between October 1, 2026, and December 31, 2026. This offer cannot be combined with any other discounts or promotional offers. Membership eligibility, credit approval, and other lending criteria apply. Federally Insured by NCUA I Equal Opportunity Lender I NMLS: 460361
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